• Reading Levels 3 - 5
Citizenship | PSHE | Form Time | Economics

How does “buy now, pay later” work?

You want to buy a new outfit for your cousin's wedding. After an hour of browsing online, you find the perfect option — but it costs £200, and you don't have that much money in your bank account. Luckily, there is another option — the chance to "buy now" and "pay later". With a click of your button, you pay just a quarter of the price — and the rest of the bill will be sent to you later. The number of people taking out short-term loans like this is skyrocketing. But is it a good thing for society, or even for individuals? This video from The Wall Street Journal explains how they work.

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